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• Annuity Guide
  Annuity Buyer's Guide To Fixed Deferred Annuities
  
  
• What Is An Annuity?
  What Is An Annuity? Only an annuity can pay an income that can be guaranteed to last as long as you live.
  
  
• What Are Fixed Equity Indexed Annuities?
  WHAT ARE SOME OF THE EQUITY-INDEXED CONTRACT FEATURES?
  
  
• What Are The Different Kinds Of Annuities
  What Are The Different Kinds Of Annuities? This guide explains major differences in different kinds of annuities. Single premium, Multiple premium, Immediate and Deferred.
  
  
• Fixed Annuity or Variable Annuities
  Fixed annuity or variable annuities: Fixed annuities are guaranteed. Variable annuities are NO guarantees
  
  
• Fixed Deferred Annuity
  Fixed Deferred Annuity - How is the interest rate determined for my fixed deferred annuity? Current interest rate.
  
  
• Minimum Guaranteed Rate
  Minimum Guaranteed Rate. Minimum Interest Rates. The minimum guaranteed interest rate is the lowest rate your annuity will earn. Rates are stated in the contract.
  
  
• Withdrawal Charges
  Withdrawal Charges - Most annuities have charges related to the cost of selling or servicing it.
  
  
• Surrender Charges
  Surrender Charges - In some annuities, there is no charge if you surrender your contract when the company's current interest rate falls below a certain level. This may be called a bail-out option.
  
  
• Fixed Deferred Annuity Benefits
  Fixed Deferred Annuity Benefits - One of the most important benefits of deferred annuities is your ability to use the value built up during the accumulation period
  
  
• Annuity Income Payments
  Annuity Income Payments -- Life Only, Life Annuity with period certin, Joint and Survivor, Immediate annuities
  
  
• Annuity Tax
  Annuity Tax - WHAT ABOUT THE TAX TREATMENTS OF ANNUITIES?
  
  
• Tax Sheltered Annuity
  Tax Sheltered Annuity - The Tax-Sheltered Annuity Program is a supplemental retirement savings program authorized by section 403(b) of the Internal Revenue Code
  
  
• How Annuities Work
  HOW ANNUITIES WORK - HOW DO I KNOW IF A FIXED DEFERRED ANNUITY IS RIGHT FOR ME?
  
  
• Annuity Questions
  Annuity Questions - What questions should I ask my agent or the company?
  
  
• Index Annuity
  Index Annuity - Your source for fixed index annuity information
  
  
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